3.6 02082022 $12 Fee Removal

Product changes: Removing the payment plan $12 fee, various other housekeeping changes To our Valued Broker Partners: From today, the $12 payment plan fee will no longer be charged on all new business contracts. Accordingly, the interest rate is now 5.90% and the APR is 12.70%. This re-juggle of fee vs. interest rate is an

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3.4 11212021 Flood Warning Alert

To our Valued Broker Partners: Effective immediately, binding authority will be temporarily suspended for any new business or additions to or increasing coverage on existing policies located within 50 kilometres of an area under a flood warning alert. This restriction will remain in place until such time as the alert has been lifted for the

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3.3 10262021 Variable Installment Date

To our Valued Broker Partners: From today, installment date is no longer given as same day of the month as policy effective date. Your client can now elect the installment date they wish. Here is the Payment details screen that shows the new function; when querying different installment date options, use the “Refresh Details” button

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09072021 Online renewal payment, sales portal enhancements and more!

To our Valued Broker Partners: We have implemented online renewal payment; you and your customer can now make their renewal payment directly throughwww.stratfordunderwriting.ca. The feature is accessible directly from the bottom of the home page here: Do check it out, it is a very straightforward web flow; you or customer enters a few attributes, pays

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3.1 072021 Forest Fires and Repair Network

BC Wildfire Binding Authority Effective immediately, binding authority is suspended for any new business or adding to or increasing coverage on existing policies located within an area currently under an Evacuation Alert or an Evacuation Order. This restriction will remain in place until the alert or order has been lifted for the area in question.

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2.6 03102021 Enhanced Care Bulletin Guidelines

Underwriting Guideline Change: Eligibility changes, authority changes and more To our Valued Broker Partners: We have made the following UW Guideline changes: Binding Authority Increased from $100,000 to $150,000. For make/model/year combinations given in the Sales Portal’s vehicle pick list only those that exceed the authority are automatically referred to Underwriting. Sound equipment Increased permanently

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2.5 03102021 Enhanced Care Bulletin

Enhanced Care: Rate Reductions and wordings change effective March 11, 2021 To our Valued Broker Partners: As part of our preparations for ICBC’s no-fault product change on May 1, 2021 we’ve reduced our rates. Further to the rate reductions we implemented February 1, effective March 11, 2021 for new business and effective June 11, 2021

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2.3 02022021 Monthly Payment Plan Changes and Training Aid

Monthly payment plan: $350 minimum, reduced fees and new training guide To our Valued Broker Partners: Effective immediately: Stratford accepts $350 minimum premium on Monthly Payment Plan. The $35 fee for installment date changes is waived when within 60 days of policy issuance. The $100 mid term cancellation fee is waived in its entirety. There

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2.2 02022021 Enhanced Care Message 1

To our Valued Broker Partners: As part of our preparations for ICBC’s no-fault product change on May 1, 2021 we’ve reduced our rates. Effective February 1, 2021 for new business and effective May 1, 2021 for renewals your customers and applicants will see a substantial decrease to their Stratford Third Party Liability (TPL) premiums. Unrelated

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2.1 11152020 Updates to Guidelines and Policy Wordings

To our Valued Broker Partners: For policies in force from November 15, 2020, we have made some changes to both the Policy Wording and our Underwriting Guidelines. As well as a fresh new look to each document, the highlights and housekeeping are as follows. Coverage Changes Increased the Emergency Roadside Protection from $60 limit 2

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